# Pricing — PointAlchemy

## Free
- Price: $0/month
- Bank connections: 1
- Tracked cards: 1 (unlimited cards in portfolio, but only 1 gets auto-tracking and transaction analysis)
- Optimization reports: 1/month
- Features: Unlimited cards in your portfolio, 1 bank connection with auto-tracking, Card recommendations with earning cap math, Welcome offer history & timing insights, 100+ transfer partnerships mapped, Redemption guide with 80+ curated sweet spots, 1 optimization report/month

## Plus
- Price: $5.99/month | $49.99/year (save 30%)
- Bank connections: 3
- Tracked cards: 5
- Optimization reports: 3/month
- Features: 3 bank connections, 5 tracked cards, 3 optimization reports/month, Benefit expiry alerts & reminders, Weekly portfolio digest email, PDF report export, Everything in Free

## Pro (Most Popular)
- Price: $11.99/month | $99.99/year (save 30%)
- Bank connections: Unlimited
- Tracked cards: Unlimited
- Optimization reports: Unlimited/month
- Features: Unlimited bank connections & tracked cards, Unlimited optimization reports, Household / Player 2 mode, Everything in Plus

## Lifetime
- Price: $250 one-time payment
- Features: All Pro features, forever. No recurring charges.

## Founding Member Pricing (limited time)
- Plus Annual: $39.99/year (save $10/year vs regular annual)
- Pro Annual: $79.99/year (save $20/year vs regular annual)

## Payment
- Accepted: Visa, Mastercard, Amex, Discover via Stripe
- Billing: Monthly or annual (cancel anytime, no contracts)
- Guarantee: Cancel from settings, keep access through end of billing period