PointAlchemy Blog

Point valuation updates, strategy insights, and credit card news.

All 2026 amex amex-gold amex-platinum annual-fee annual-fees annual-review audit beginners bilt

The Chase Trifecta vs the Amex Trifecta: Which Ecosystem Wins?

The Chase Trifecta costs $95/year. The Amex Trifecta costs $1,220 before credits. Both are elite setups — but they serve fundamentally different types of spenders.

March 3, 202611 min read

Chase Sapphire Preferred vs. Amex Gold: The Ultimate Showdown

Both cards are the most popular mid-tier travel cards on the market, but they're built for different spenders. Here's the math at three different spending profiles.

February 27, 202611 min read

Cash Back vs Points vs Miles: Understanding the Three Reward Types

Cash back gives you certainty. Points give you flexibility. Miles give you the highest ceiling. Here's how the three reward types actually compare — with real numbers.

January 24, 20269 min read