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Getting the Highest Earning Rate on Every Purchase: A Category-by-Category Guide

A full breakdown of the best credit card for every spending category in 2026 — dining, groceries, travel, gas, streaming, and the crucial "everything else" bucket — with exact rates, caps, and the math behind real annual value.

April 3, 202611 min read
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earning-rates
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strategy
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CPP values and transfer partner ratios are based on our own research and analysis. Always verify with your card issuer before transferring points.

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