⚗️PointAlchemy
FeaturesBlogPricing

PointAlchemy Blog

Point valuation updates, strategy insights, and credit card news.

All2026amexamex-goldamex-platinumannual-feeannual-feesannual-reviewauditbeginnersbilt

Is the Amex Platinum Worth It in 2026? A Brutally Honest Break-Even Analysis

The Amex Platinum comes with $1,629 in credits against an $895 annual fee — but most people use less than half of them. Here is a realistic look at who should get it, who should cancel it, and why the card is overrated for most people.

February 20, 202611 min read
amex-platinum
annual-fee
break-even
lounge-access
membership-rewards
centurion-lounge

The Best Credit Cards for Dining Out in 2026

The Amex Gold and Chase Sapphire cards all claim to be top dining cards — but when you run the actual numbers, the differences are more nuanced than the marketing suggests.

February 8, 20268 min read
dining
amex-gold
chase-sapphire
bilt
restaurants
membership-rewards
ultimate-rewards

The Best Credit Cards for Groceries in 2026

From the Amex Gold's 4x Membership Rewards to the no-fee Citi Custom Cash, here's exactly which grocery card makes sense at every spend level — and why the earning caps matter more than you think.

February 5, 20269 min read
groceries
amex-gold
citi-custom-cash
chase-freedom-flex
cash-back
membership-rewards
⚗️PointAlchemy

Your all-in-one credit card points platform. Track, optimize, and maximize the value of every point you earn.

Product

FeaturesPricingBlogCompareAboutContact Us

Account

Sign inCreate account

Legal

Terms of ServicePrivacy Policy

CPP values and transfer partner ratios are based on our own research and analysis. Always verify with your card issuer before transferring points.

© 2026 PointAlchemy. All rights reserved.