PointAlchemy Blog
Point valuation updates, strategy insights, and credit card news.
Cash Back vs Points vs Miles: Understanding the Three Reward Types
Cash back gives you certainty. Points give you flexibility. Miles give you the highest ceiling. Here's how the three reward types actually compare — with real numbers.
January 24, 20269 min read
cash-back
points
miles
beginners
comparison
Credit Card Rewards Explained: A No-Jargon Starter Guide
Credit card rewards aren't complicated — they're just poorly explained. Here's a plain-English breakdown of how rewards work, the three types that exist, and how to start getting more from cards you already have.
January 21, 20268 min read
beginners
rewards-basics
points
miles
cash-back