PointAlchemy Blog
Point valuation updates, strategy insights, and credit card news.
How to Audit Your Credit Card Portfolio in 30 Minutes
A step-by-step process to evaluate your current credit cards: are you earning enough, paying too much in fees, or sitting on unused benefits? Thirty minutes, five steps, zero guesswork.
March 18, 20269 min read
portfolio
audit
annual-review
strategy
The Best 2-Card Credit Card Setups for Every Spending Style
You don't need five cards to earn serious rewards. These four 2-card combos cover the most common spending patterns at rates that rival much more complex setups.
March 14, 20269 min read
portfolio
card-combos
two-card
strategy
The Complete Guide to Building a Credit Card Portfolio in 2026
A single credit card caps your earning potential. A thoughtful portfolio of 2-4 cards can cover every spending category at 3x or better — here's exactly how to build one.
March 11, 202611 min read
portfolio
strategy
2026
credit-cards
optimization
The Chase Trifecta vs the Amex Trifecta: Which Ecosystem Wins?
The Chase Trifecta costs $95/year. The Amex Trifecta costs $1,220 before credits. Both are elite setups — but they serve fundamentally different types of spenders.
March 3, 202611 min read
chase
amex
trifecta
comparison
portfolio