BT
Bank Transferable Currency

Bank of America Travel Rewards

Reference page: redemption value benchmarks, transfer paths, earning options, and program rules.

1.0¢ – 1.5¢
Typical CPP range
1.8¢
Best documented CPP
0
Transfer partners
2
Redemption methods tracked

Bank of America Travel Rewards value by redemption method

Cents per point (CPP) for each redemption method, sourced from real award pricing and cash fares. Min reflects worst reasonable bookings (peak pricing, surcharges); typical is an informed-user average; max is a documented sweet spot.

Redemption methodMinTypicalMaxNotes
Travel Portal Booking1.5¢1.5¢1.8¢1.5¢ base; up to 1.75¢ with Preferred Rewards Platinum Honors
Statement Credit / Cash Back1.0¢1.0¢1.0¢1¢ statement credit

Cards that earn Bank of America Travel Rewards

Credit cards with Bank of America Travel Rewards as their primary rewards currency, listed alphabetically by issuer. Annual fees and welcome offers reflect current published pricing. Verify directly with the issuer before applying.

bofa
Bank of America® Business Advantage Travel Rewards
Annual fee
No annual fee
Type
Business
Current welcome offer
30,000 points
after $3,000 spend in 3 months
bofa
Bank of America® Premium Rewards® Card
Annual fee
$95
Type
Personal
Current welcome offer
60,000 points
after $4,000 spend in 3 months
bofa
Bank of America® Premium Rewards® Elite Credit Card
Annual fee
$550
Type
Personal
Current welcome offer
75,000 points
after $5,000 spend in 3 months
bofa
Bank of America® Travel Rewards Credit Card
Annual fee
No annual fee
Type
Personal
Current welcome offer
25,000 points
after $1,000 spend in 3 months

Bank of America Travel Rewards expiration rules

No expiration

Bank of America Travel Rewards points do not expire while your account is open.

Exceptions
  • All unredeemed points forfeited if account is closed
Last verified 2026-03

Frequently asked questions

See what your portfolio is actually worth.

PointAlchemy doesn't tell you which card to get or chase live award availability. We show you the math on your own spend, balances, and benefits. Then you decide.

Affiliate disclosure: Some of the credit card links on this page are affiliate links. PointAlchemy may receive compensation if you apply and are approved through these links. Compensation does not influence which cards appear on this page or the order in which they are listed (alphabetical by issuer). Card details from issuer as of April 17, 2026.

Subject to credit approval. Terms and conditions apply. Always verify current pricing, benefits, and program rules directly with the issuer or loyalty program before applying or redeeming.

Cents-per-point benchmarks are derived from documented award pricing and cash fares. Past redemption value does not guarantee future availability or pricing. Loyalty programs change terms, devalue, and add or remove transfer partners without notice.