AM
Bank Transferable Currency

American Express Membership Rewards

Reference page: redemption value benchmarks, transfer paths, earning options, and program rules.

0.5¢ – 6.0¢
Typical CPP range
22.6¢
Best documented CPP
20
Transfer partners
7
Redemption methods tracked

American Express Membership Rewards value by redemption method

Cents per point (CPP) for each redemption method, sourced from real award pricing and cash fares. Min reflects worst reasonable bookings (peak pricing, surcharges); typical is an informed-user average; max is a documented sweet spot.

Redemption methodMinTypicalMaxNotes
Transfer → Business Class2.0¢3.5¢8.9¢ANA J RT 75k=$7k(9.1¢). SQ J 92k=$6k(6.4¢). AF Promo J 45k=$3.5k(6.9¢ gross)
Transfer → First Class3.0¢6.0¢22.6¢ANA F via VS 110k=$25k(22.6¢). SQ Suites 92k=$12k(12.9¢)
Transfer → Economy1.0¢1.3¢1.8¢Flying Blue Promo Reward, British Avios short-haul
Transfer → Premium Economy1.2¢1.7¢2.3¢AF PE Promo, SQ PE via KrisFlyer
Transfer → Hotel Award0.4¢0.5¢0.7¢Hilton/Marriott transfers rarely optimal. 2:1 Hilton ratio kills value
Travel Portal Booking1.0¢1.0¢1.0¢Amex Travel portal at 1¢
Statement Credit / Cash Back0.6¢0.6¢0.6¢Avoid — 0.6¢ is very poor value

Cards that earn American Express Membership Rewards

Credit cards with American Express Membership Rewards as their primary rewards currency, listed alphabetically by issuer. Annual fees and welcome offers reflect current published pricing. Verify directly with the issuer before applying.

amex
American Express® Business Gold Card
Annual fee
$375
Type
Business
Current welcome offer
100,000 points
after $15,000 spend in 3 months
amex
American Express® Gold Card
Annual fee
$325
Type
Personal
Current welcome offer
100,000 points
after $6,000 spend in 6 months
amex
American Express® Green Card
Annual fee
$150
Type
Personal
Current welcome offer
40,000 points
after $3,000 spend in 6 months
amex
Amex EveryDay® Credit Card
Annual fee
No annual fee
Type
Personal
Current welcome offer
10,000 points
after $2,000 spend in 6 months
amex
Amex EveryDay® Preferred Credit Card
Annual fee
$95
Type
Personal
Current welcome offer
0 points
after $3,000 spend in 3 months
amex
Business Green Rewards Card from American Express
Annual fee
$95
Type
Business
Current welcome offer
15,000 points
after $3,000 spend in 3 months
amex
The Blue Business® Plus Credit Card from Amex
Annual fee
No annual fee
Type
Business
Current welcome offer
15,000 points
after $3,000 spend in 3 months
amex
The Business Platinum Card® from American Express
Annual fee
$895
Type
Business
Current welcome offer
200,000 points
after $20,000 spend in 3 months
amex
The Centurion® Card from American Express
Annual fee
$5000
Type
Personal
Current welcome offer
0 points
after $0 spend in 0 months
amex
The Platinum Card® from American Express
Annual fee
$895
Type
Personal
Current welcome offer
175,000 points
after $12,000 spend in 6 months

Where American Express Membership Rewards transfers out

American Express Membership Rewards transfers to the following airline and hotel loyalty partners. Ratios show how many partner points you receive per American Express Membership Rewards point. Click a partner to view its program reference page.

PartnerRatioMin transferProcessingNotes
Delta SkyMiles1 : 11,0001 day
British Airways Avios1 : 11,0001 day
Iberia Plus1 : 11,0001 day
Aer Lingus AerClub1 : 11,0001 day
Air France/KLM Flying Blue1 : 11,0001 day
Singapore KrisFlyer1 : 11,0001 day
ANA Mileage Club1 : 11,0002 days
Avianca LifeMiles1 : 11,0001 day
Air Canada Aeroplan1 : 11,0001 day
JetBlue TrueBlue1 : 1250Instant250 MR → 200 TrueBlue
Virgin Atlantic Flying Club1 : 11,0001 day
Emirates Skywards1 : 11,0002 days1,000 MR → 800 Skywards (devalued Sep 2025)
Cathay Pacific Asia Miles1 : 11,0002 days1,000 MR → 800 Asia Miles (devalued Mar 2026)
Qantas Frequent Flyer1 : 11,0002 days
Qatar Airways Privilege Club1 : 11,0002 days
Etihad Guest1 : 11,0002 days
Aeromexico Club Premier1 : 1.61,0002 days1,000 MR → 1,600 Club Premier
Hilton Honors1 : 21,0001 day1 MR → 2 Hilton points
Marriott Bonvoy1 : 11,0003 days
Choice Privileges1 : 11,0002 days

Documented American Express Membership Rewards sweet spots

Specific award pricing examples that historically deliver high cents-per-point value. Availability varies. These are reference examples, not live availability.

ANA First Class US→Japan via Virgin Atlantic

22.6¢
Points
110,000
Cash value
$25,000
Cabin
First
  • Book through Virgin Atlantic website
  • Releases 2 F seats 330 days out
Last verified 2026-02-15

ANA First Class US→Japan RT via ANA Program

19.9¢
Points
150,000
Cash value
$30,000
Cabin
First
  • Must book round-trip with ANA miles
  • More availability than VS but costs more
Last verified 2026-02-15

Singapore Suites JFK→Frankfurt→Singapore

12.9¢
Points
92,000
Cash value
$12,000
Cabin
First
  • Book via Singapore Airlines website
  • Only available on A380 routes
Last verified 2026-02-10

Iberia Business US→Spain Off-Peak

11.0¢
Points
40,500
Cash value
$4,500
Cabin
Business
  • Book on iberia.com using Avios
  • Off-peak calendar covers Jan-Mar and Oct-Nov
Last verified 2026-04-16

Aeroplan Business US→Europe with Free Stopover

9.9¢
Points
70,000
Cash value
$7,000
Cabin
Business
  • Book on aeroplan.com
  • Add a free stopover on round-trip awards, effectively two trips in one booking
Last verified 2026-04-16

Lufthansa First US→Europe via Avianca LifeMiles

9.1¢
Points
87,000
Cash value
$8,000
Cabin
First
  • Search on United.com for Star Alliance availability
  • LH releases F within 2 weeks of departure
Last verified 2026-02-01

American Express Membership Rewards expiration rules

No expiration

Membership Rewards points never expire as long as you hold at least one MR-earning card.

Exceptions
  • Points forfeited if you close all MR-earning cards — transfer before closing last card
Last verified 2026-03

Frequently asked questions

See what your portfolio is actually worth.

PointAlchemy doesn't tell you which card to get or chase live award availability. We show you the math on your own spend, balances, and benefits. Then you decide.

Affiliate disclosure: Some of the credit card links on this page are affiliate links. PointAlchemy may receive compensation if you apply and are approved through these links. Compensation does not influence which cards appear on this page or the order in which they are listed (alphabetical by issuer). Card details from issuer as of April 17, 2026.

Subject to credit approval. Terms and conditions apply. Always verify current pricing, benefits, and program rules directly with the issuer or loyalty program before applying or redeeming.

Cents-per-point benchmarks are derived from documented award pricing and cash fares. Past redemption value does not guarantee future availability or pricing. Loyalty programs change terms, devalue, and add or remove transfer partners without notice.