B
Bank Transferable Currency

Bilt Rewards

Reference page: redemption value benchmarks, transfer paths, earning options, and program rules.

1.3¢ – 5.0¢
Typical CPP range
14.9¢
Best documented CPP
24
Transfer partners
6
Redemption methods tracked

Bilt Rewards value by redemption method

Cents per point (CPP) for each redemption method, sourced from real award pricing and cash fares. Min reflects worst reasonable bookings (peak pricing, surcharges); typical is an informed-user average; max is a documented sweet spot.

Redemption methodMinTypicalMaxNotes
Transfer → Business Class2.0¢3.5¢8.2¢Hyatt, United Polaris, Alaska partners. Alaska: CX J 50k=$4k(7.9¢), JAL J 60k=$5k(8.2¢)
Transfer → First Class2.5¢5.0¢14.9¢Alaska: CX F 70k=$10k(14.2¢), JAL F 70k=$10k(14.2¢), EK F 100k=$15k(14.9¢)
Transfer → Economy1.1¢1.5¢1.9¢United economy saver awards, Alaska economy
Transfer → Premium Economy1.3¢1.8¢2.5¢United PE, AF PE via Flying Blue
Transfer → Hotel Award1.3¢2.2¢3.6¢Hyatt = best hotel transfer. May 2026 chart compressed but still strong
Travel Portal Booking1.3¢1.3¢1.3¢1.25¢ on Bilt Travel portal

Cards that earn Bilt Rewards

Credit cards with Bilt Rewards as their primary rewards currency, listed alphabetically by issuer. Annual fees and welcome offers reflect current published pricing. Verify directly with the issuer before applying.

bilt
Bilt Blue Card
Annual fee
No annual fee
Type
Personal
Current welcome offer
10,000 points
after $0 spend in 0 months
bilt
Bilt Obsidian Card
Annual fee
$95
Type
Personal
Current welcome offer
20,000 points
after $0 spend in 0 months
bilt
Bilt Palladium Card
Annual fee
$495
Type
Personal
Current welcome offer
50,000 points
after $4,000 spend in 3 months

Where Bilt Rewards transfers out

Bilt Rewards transfers to the following airline and hotel loyalty partners. Ratios show how many partner points you receive per Bilt Rewards point. Click a partner to view its program reference page.

PartnerRatioMin transferProcessingNotes
United MileagePlus1 : 11,0001 day
World of Hyatt1 : 11,0001 day
Air France/KLM Flying Blue1 : 11,0001 day
Air Canada Aeroplan1 : 11,0001 day
British Airways Avios1 : 11,0001 day
Turkish Airlines Miles&Smiles1 : 11,0002 days
Avianca LifeMiles1 : 11,0001 day
Alaska Mileage Plan1 : 11,0001 dayBilt is the only transferable currency partner for Alaska
Aer Lingus AerClub1 : 11,0001 day
Cathay Pacific Asia Miles1 : 11,0001 day
Emirates Skywards1 : 11,0001 day
Etihad Guest1 : 11,0001 day
Iberia Plus1 : 11,0001 day
Japan Airlines Mileage Bank1 : 11,0001 day
Qatar Airways Privilege Club1 : 11,0001 day
Southwest Rapid Rewards1 : 11,0001 day
Spirit Airlines Free Spirit1 : 11,0001 day
TAP Air Portugal Miles&Go1 : 11,0001 day
Virgin Atlantic Flying Club1 : 11,0001 day
Accor Live Limitless1 : 11,0001 day3 Bilt → 2 Accor points
Hilton Honors1 : 11,0001 day
IHG One Rewards1 : 11,0001 day
Marriott Bonvoy1 : 11,0001 dayBonus: 5K extra per 20K transferred
Wyndham Rewards1 : 11,0001 dayAdded April 2026

Documented Bilt Rewards sweet spots

Specific award pricing examples that historically deliver high cents-per-point value. Availability varies. These are reference examples, not live availability.

Emirates First via Alaska (Limited Routes)

14.9¢
Points
100,000
Cash value
$15,000
Cabin
First
  • Book through Alaska Airlines website
  • JFK-DXB is the primary route
Last verified 2026-01-10

Cathay Pacific First US→Hong Kong via Alaska

14.2¢
Points
70,000
Cash value
$10,000
Cabin
First
  • Book through Alaska Airlines website
  • Search availability on ba.com first
Last verified 2026-01-20

Iberia Business US→Spain Off-Peak

11.0¢
Points
40,500
Cash value
$4,500
Cabin
Business
  • Book on iberia.com using Avios
  • Off-peak calendar covers Jan-Mar and Oct-Nov
Last verified 2026-04-16

Aeroplan Business US→Europe with Free Stopover

9.9¢
Points
70,000
Cash value
$7,000
Cabin
Business
  • Book on aeroplan.com
  • Add a free stopover on round-trip awards, effectively two trips in one booking
Last verified 2026-04-16

Lufthansa First US→Europe via Avianca LifeMiles

9.1¢
Points
87,000
Cash value
$8,000
Cabin
First
  • Search on United.com for Star Alliance availability
  • LH releases F within 2 weeks of departure
Last verified 2026-02-01

Swiss First US→Zurich via Aeroplan

8.6¢
Points
90,000
Cash value
$8,000
Cabin
First
  • Search on Aeroplan.com or United.com
  • LX F has only 8 seats, availability is tight
Last verified 2026-01-15

Bilt Rewards expiration rules

No expiration

Bilt Rewards points do not expire while your account is active.

Exceptions
  • Bilt reserves the right to close accounts with no activity for 18 months
  • Bilt Cash (separate from points) expires Dec 31 of the year earned
Last verified 2026-03

Frequently asked questions

See what your portfolio is actually worth.

PointAlchemy doesn't tell you which card to get or chase live award availability. We show you the math on your own spend, balances, and benefits. Then you decide.

Affiliate disclosure: Some of the credit card links on this page are affiliate links. PointAlchemy may receive compensation if you apply and are approved through these links. Compensation does not influence which cards appear on this page or the order in which they are listed (alphabetical by issuer). Card details from issuer as of April 17, 2026.

Subject to credit approval. Terms and conditions apply. Always verify current pricing, benefits, and program rules directly with the issuer or loyalty program before applying or redeeming.

Cents-per-point benchmarks are derived from documented award pricing and cash fares. Past redemption value does not guarantee future availability or pricing. Loyalty programs change terms, devalue, and add or remove transfer partners without notice.