Free Tools

Free calculators built with the same accuracy-first approach as our paid optimizer. No signup required — though saving your inputs takes a free account.

Bilt Cash Value Calculator

See what your Bilt Cash is actually worth based on your lifestyle. $300 of Bilt Cash isn't the same as $300 of value — this tool tells you the real number.

Open tool

More tools coming. Our paid optimizer covers the broader portfolio (47 programs, 118 transfer partners, full card recommendations). See plans.